Plus the new bank doesn't have any subsidiaries that sell insurance, so they won't be constantly spamming me with telephone calls the way B of A has been doing. Of course all of the new bank's ATMs are in small towns or provincial cities in California, so if I travel to any places other than those there will be ATM fees to pay. But I haven't been outside this county in 26 years, and it seems unlikely that I'll be going anytime soon, so I won't worry about that.
So that's one more bit of reality gotten out of the way. Once all the more pressing bits of reality have been dealt with, I'll be able to return to living in a fantasy world. When bees are still buzzing at nine o'clock at night because it's so hot, a fantasy world is the best place to be. I can hardly wait.